If you’ve ever dealt with the traditional way of buying insurance in Ukraine — calling agents, sitting in queues, filling out paper forms, and still not being sure you got the best deal — then Polis.ua will feel like a completely different world. It’s fast, it’s fully online, and it genuinely saves you money. Whether you’re a car owner, a traveler, a homeowner, or someone who just wants basic life and health coverage, there’s something on this platform for you. And it’s all sorted, compared, and purchased in one place without you having to deal with multiple companies separately.
Let’s talk about what’s actually on the platform, what’s worth buying, and why this is the right choice.
What You Can Actually Buy on Polis.ua
The product range on Polis.ua covers everything from mandatory legal requirements to smart optional protection, and it’s split into clear categories that make sense.
Auto Insurance is the biggest and most active section. Ukrainian drivers are legally required to have motor third-party liability insurance (known locally as ОСАГО or Avtohrazhdanka), and Polis.ua makes it dead simple to get it. You compare offers from over a hundred insurance providers in real time, see prices side by side, and pick what suits you. Beyond the basic mandatory policy, there’s the Green Card for those crossing into European countries, which is issued quickly and recognized across the entire continent. KASKO, the comprehensive auto insurance, is also available in multiple formats — standard full coverage, mini-KASKO if you want a lighter version, the very popular KASKO Easy Peasy which is a simplified product for everyday drivers who don’t want full coverage costs, and a special KASKO for Military Risks coverage, which has become a particularly relevant product given the current situation in Ukraine.
Property Insurance covers both apartments and houses, with monthly rates starting low enough that there’s really no reason to leave your home unprotected. Weapon insurance is also newly available for registered firearms owners, which fills a real gap in the market.
Travel Insurance is one of the platform’s most popular categories. Whether you’re leaving for Europe, going on a short trip, or planning something longer, Polis.ua offers travel policies with round-the-clock support, so if something goes wrong abroad, you’re not left figuring it out alone.
Health and Life Insurance includes life and health coverage policies, accident insurance, and access to a service called Dostupni Liky (Affordable Medicines), which gives policyholders access to medication programs. These products start at monthly rates that most people can fit into a regular budget.
Beyond insurance, Polis.ua has expanded into useful Driver Services — you can pay traffic fines directly through the platform, purchase digital vignettes for toll roads in European countries (covering multiple countries), and run VIN-number checks on vehicles if you’re buying a used car and want to know its full history.
The Products That People Actually Buy Most
From what’s visible on the platform and the volume of policies processed, a few products clearly dominate.
The Mandatory Auto Liability (ОСАГО/Avtohrazhdanka) is hands down the most-purchased product. Every car owner needs it by law, and Polis.ua has made it the easiest possible process. The platform compares proposals from well over a hundred insurance companies, highlights the savings available, and lets you complete the entire purchase in a handful of minutes. The policy arrives digitally and is immediately registered in the Diia government app if you want to access it there. It’s no surprise this is where most people start.
Green Card is the second most popular. For Ukrainians traveling to EU countries by car, this document is mandatory at the border. Polis.ua issues it fast, often with meaningful savings compared to buying directly from an insurer, and the digital delivery means there’s no waiting around.
Travel Insurance also sees very high volume, especially for those going to Europe. The 24/7 support component is a major draw here — knowing that if you get sick or have an emergency, there’s someone to call at any hour makes a real difference when you’re far from home.
Mini-KASKO has become increasingly popular because it sits in a sweet spot: you get meaningful protection for your car without paying full KASKO rates. It’s particularly well-suited to drivers who have older cars or simply don’t want to over-insure.
Home and Apartment Insurance is picking up strongly as people realize how affordable protection for their property actually is on this platform. Policies start at just a few dozen hryvnias per month, making it one of the easiest yes decisions you can make.
The Deals and Savings That Make a Real Difference
This is where Polis.ua genuinely earns attention, because the savings on offer are not token discounts — they’re substantial.
If you pay with a Mastercard Bilshe card, you unlock extra discounts: up to 17% off mandatory auto insurance, up to 22% off travel insurance, 15% off home insurance, 15% off the Green Card, and up to 17% off Mini-KASKO. These apply automatically and can be the difference between insurance feeling affordable or feeling like a grudge purchase.
The platform also integrates with the Fishka loyalty program, which means if you’re a Fishka cardholder, you can pay for your policy using accumulated points. That’s essentially getting free insurance coverage using rewards you’ve already earned through everyday spending.
If budget is a concern month-to-month, Polis.ua now offers installment payment options in partnership with some of Ukraine’s biggest banks — Monobank, PrivatBank, Oschadbank, PUMB, OTP, and A-Bank. Instead of paying a full annual premium upfront, you spread it out, which makes higher-tier products much more accessible.
There’s also a Promotions and Promo section (Aktsii i Promo) on the site where deals and seasonal offers are regularly updated. It’s worth checking before you buy anything, because extra discounts or cashback offers do appear there.
And the smart calculator on the platform preserves your discount history for safe driving and years of experience — so if you switch from one insurance company to another, your accumulated no-claims bonus and driving history follow you. You don’t lose those benefits just because you switched providers.
Why Buying from Polis.ua Actually Makes Sense
There are a few things that make Polis.ua stand apart from just Googling an insurance company and buying directly.
The first is price. Insurance companies don’t charge the same prices everywhere. Polis.ua pulls live rates from all its partner insurers — more than ten major companies including TAS, ARX, Universalna, VUSO, PZU, Oranta, Knyazha, Grave, and more — and presents them side by side. You can see immediately if one insurer is charging significantly more for the same coverage. That price transparency alone saves most people money on every single purchase.
The second is speed. The whole process, from entering your details to receiving your policy document, can take five minutes or less. The platform connects with Diia and Bank ID, so it can pull your data automatically instead of you having to type everything out. Reviews from real users repeatedly mention that this is genuinely one of the fastest insurance experiences they’ve had. One person described it as: enter your car number, confirm your data, pay, receive the policy — done. That’s the actual experience most people have.
The third is no extra charge for using the platform. Polis.ua earns its fee from the insurance companies, not from you. You’re not paying a brokerage markup on top of the policy price. The comparison service, the calculations, the smart tools — they’re all free to use.
The fourth is trust and reliability. Polis.ua only works with insurance companies that are registered participants of the Motor Transport Insurance Bureau of Ukraine (MTSBU), the official regulatory body. These aren’t unknown operators — they’re established, regulated insurers. And in 2025, Polis.ua won the Banker Awards in the category of Most Technological Insurance Aggregator in Ukraine, which isn’t a self-claimed title but a publicly recognized industry honor.
The fifth is support that actually responds. The support team is available around the clock, every day of the year, through phone, Viber, and Telegram. If something needs to be changed on a policy, if you need help with a claim, if you have a question before buying — there’s someone on the other side who will actually help. The platform also sends renewal reminders before your policy expires, so you don’t accidentally find yourself uninsured.
The App Makes It Even Easier
Polis.ua has a mobile app available on both the App Store and Google Play, with strong ratings and a healthy number of reviews. The app lets you view all your active policies, track expiry dates, and get renewal reminders without needing to log in to the website each time. For drivers especially, having your ОСАГО, Green Card, and KASKO policies accessible in one place on your phone is genuinely convenient — and if you’re ever stopped by traffic police, you can pull up your insurance instantly.
One More Thing Worth Mentioning
Something that’s easy to overlook: the VIN check service. If you’re buying a used car, you can run a vehicle history check directly through Polis.ua before you commit to anything. This is a standalone useful tool that exists within the driver services section, and having it in the same place where you’ll eventually buy insurance for that car makes the whole process feel joined up in a way that’s actually practical.
The Bottom Line
If you need insurance — and most people do — the question isn’t really whether to buy it, it’s where to buy it so you’re getting the right product at the right price without unnecessary hassle. Polis.ua answers that question clearly. The range of products covers almost every personal and vehicle insurance need you’d have. The platform genuinely compares prices so you’re not overpaying. The purchase process is fast enough that it’s not an event you need to schedule. The savings from cards like Mastercard Bilshe or loyalty points through Fishka make it even more attractive. And the support structure means you’re not abandoned after the purchase.
Head to polis.ua, check what you need, use the calculator to see what the real prices look like across providers, and make the call. It’s the kind of decision that takes five minutes and is immediately done.