If you’ve ever needed to sort out a car insurance policy — or a travel policy, or CASCO — and had absolutely no idea where to start or who to trust, you already know the problem. Bouncing between different insurance company websites, comparing conditions manually, sitting through sales calls from agents who just want to push their own product — it’s exhausting, and it rarely results in you getting the best deal. That’s exactly the gap Polis.ua fills. It’s a full-scale insurance and financial services aggregator where everything is in one place, prices are displayed transparently across dozens of providers, and you can get a fully valid policy issued in a matter of minutes — without leaving home.
That’s not just a marketing pitch. The platform won the BANKER AWARDS 2025 in the category of “Most Technologically Advanced Insurance Aggregator in Ukraine,” and it carries over 6,780 Google reviews with an average rating of 4.9 out of 5. Real customers leave comments like: “Convenient. Fast. Lowest prices on car insurance. Instalment payment available,” and “Amazing — you don’t even have to leave the house. 5 minutes and it’s done,” and “Very convenient search for offers, with the option to pay in instalments.” This isn’t a handful of satisfied customers — it’s thousands of Ukrainians who come back every time they need a new policy.
Here’s a proper look at what Polis.ua actually offers, and why it’s worth your time.
Auto Insurance: The Most Complete Choice for Drivers
Car insurance is the backbone of the platform, and the depth of choice here is genuinely impressive. If you need mandatory third-party liability insurance (OSAGO/MTPL), Polis.ua shows you over 107 live offers from different insurance companies side by side. You enter your vehicle details and the system immediately pulls up all current proposals with prices, coverage terms, and insurer ratings. No hidden fees, no bait-and-switch. The savings from comparison alone can reach up to 50% compared to just going with whoever you happen to find first. After payment, your policy appears in the MTSBU (Motor Transport Insurance Bureau of Ukraine) database within 5 minutes.
For those who drive across the border or spend time abroad, there’s the Green Card — the internationally recognised car insurance policy valid across European countries. On Polis.ua you can get one with savings of up to 20%, starting from 900 UAH. It’s particularly relevant for anyone regularly crossing into Poland, Slovakia, Hungary or other neighbouring countries by car.
CASCO is its own category, and Polis.ua handles it well across multiple formats designed for different budgets and needs. Standard CASCO covers a wide range of risks for your vehicle comprehensively. Mini CASCO is a lighter, more affordable version starting from 1,000 UAH — ideal for those who want some protection without committing to a full comprehensive policy. CASCO Easy Peasy is a simplified, flexible programme with minimal paperwork and a straightforward claims process. And then there’s CASCO for War Risks — a product that appeared in direct response to the realities Ukrainian drivers face, covering risks connected to military activity. The fact that a product like this exists and is accessible online says a lot about how seriously the platform takes the actual needs of its users.
Property Insurance: Your Home, Covered
Property insurance is something a lot of people think about but keep putting off. Polis.ua makes it straightforward and genuinely affordable — apartment and house insurance starts from just 20 UAH per month. That number immediately dismantles the assumption that home insurance is expensive or complicated. It’s not. The whole application takes a few minutes online, and you end up with real financial protection for your property.
There’s also firearms insurance — a newer product on the platform that emerged in response to the growing number of legal firearm owners in Ukraine. Coverage starts from 25 UAH per month, keeping you compliant with legal requirements and financially protected against unexpected incidents. This is a segment that barely existed in the Ukrainian online insurance market before, and Polis.ua was among the first to address it properly.
Travel Insurance: Go Abroad Without Worrying
Travel insurance is one of the most popular products on the platform, and for good reason. Whether you’re heading abroad for a holiday, a work trip, or to visit family, having a travel policy is often a visa requirement or an entry condition — not just a nice-to-have. On Polis.ua, getting a travel insurance policy takes literally two minutes. Support is available 24/7, and pricing is calculated online based on your destination, duration, and the level of coverage you need.
One customer summed it up neatly: “Travel policy — application took 2 minutes. Everything is very simple and clear.” That’s exactly how it works in practice. There’s no travelling to an office, no queue, no having to explain your itinerary to an agent. You go to the site, enter your details, and the policy arrives in your inbox. For frequent travellers or anyone making spontaneous plans, this kind of speed matters.
Health and Accident Insurance
This category on Polis.ua covers several important products that are easy to overlook until you actually need them. Life and health insurance is available from 62 UAH per month — considerably less than most people expect. Accident insurance (covering injuries) starts from 30 UAH per month and is especially relevant for people with active lifestyles, those who do sports, or anyone whose work carries elevated physical risk.
There’s also a standalone product called “Affordable Medicines,” which gives you access to prescription discounts at partner pharmacies via an electronic prescription system. When combined with health insurance, this starts to look like a proper, layered healthcare safety net — and in the current context of Ukrainian life, that’s more valuable than ever.
Driver Services: More Than Just Insurance
Polis.ua isn’t a pure insurance portal — it’s built out into a broader utility for anyone who drives. There’s an online traffic fine payment service, so you can clear any outstanding road fines without queuing at a payment terminal or government office. For those travelling to Europe, there’s a digital vignette purchasing service covering 12 countries — Austria, Hungary, Slovenia, Bulgaria and others — all in one place instead of having to navigate each country’s separate system.
There’s also a VIN number vehicle check service, which is extremely useful when buying a used car and wanting to verify its real history before committing. And the broader driver services section continues to expand. This is what makes Polis.ua more than a place you visit once a year to renew your OSAGO — it’s a genuinely useful tool for everyday driving life.
Promotions, Promo Codes and the Loyalty Programme
This is the section worth checking before every single purchase, because the savings here are real. Polis.ua runs ongoing promotions and promo code offers — customers in reviews regularly mention discounts of 25% and above. One user wrote: “Payment done, the promo code gave me a 25% discount.” Another: “A discount of a thousand — thank you, Polis.” These aren’t one-off events; they’re a consistent feature of the platform that informed buyers take advantage of.
There’s a dedicated promotions and promo page where current offers are listed. The platform also actively partners with the Fishka loyalty programme — one of the largest bonus card programmes in Ukraine. If you have a Fishka card, you can earn bonus points when you take out insurance policies and spend those points on future purchases. One customer specifically highlighted this: “Really glad they work with Fishka — you can save a bit extra” — and for regular users, that adds up to meaningful ongoing savings.
The Polis.ua loyalty programme itself offers bonuses, discounts and exclusive benefits for returning customers, so the more you use the platform, the more financially advantageous it becomes. And one feature that several customers specifically call out is the instalment payment option. For more expensive policies — CASCO in particular — the ability to spread the cost across multiple payments is a significant practical benefit. As one customer put it: “The option to pay for the policy in instalments, quick and clear — I recommend it.”
Insurer Ratings: No Blind Guessing
One of the most genuinely useful things about Polis.ua is that it doesn’t just show you prices — it gives you a real picture of each insurer. The platform has a dedicated section for insurance company ratings, where you can see a “people’s rating” based on real customer experiences, not the insurer’s own marketing copy. One reviewer summed this up directly: “Very convenient. Fast. You can see the people’s rating of insurance companies and their rating…” — the full thought trails off, but the point is clear. You’re not buying blind. You can see how each company actually handles claims, how it’s rated by real policyholders, and only then make your choice.
This fundamentally changes the dynamic compared to going directly to a single insurer’s website, where the only information you’re getting is what they want you to see. On Polis.ua, the whole market is visible, and the decision stays with you.
Why Polis.ua Is Worth Using
When you choose Polis.ua, you get over 107 simultaneous OSAGO offers — which makes overpaying essentially avoidable. You get every major type of insurance in one place, from CASCO to travel policies to apartment coverage, without having to register on a dozen separate websites. Your policy hits the official databases within minutes of payment — no delays, no paper documents. You can pay in instalments. You have access to real discounts via promo codes and the Fishka partnership. And you have insurer ratings built on actual customer data, not promotional materials.
The platform is also available as a mobile app — rated 4.7 on Google Play across 746 reviews and 4.8 on the App Store across 379 reviews. That means issuing or checking a policy from your phone, on the go, at any time, is fully supported. For anyone who prefers managing things on mobile rather than a desktop browser, this matters.
Polis.ua isn’t just where you go to find a cheaper policy. It’s where you make an informed financial decision with the full picture in front of you — across auto insurance, property insurance, health coverage, travel policies, and practical driving services that are useful year-round. Over 6,780 Google reviews at 4.9 stars means thousands of Ukrainians have already worked that out and keep coming back.
Head to polis.ua, enter your vehicle details or pick the type of coverage you need, and see for yourself — it takes a few minutes and you’ll immediately understand why this is the way most people in Ukraine now buy insurance.