Discover the Services of ePojisteni
Looking for insurance in the Czech Republic? Let’s walk through the full range of services offered by ePojisteni — how they work, what you can get, and why they’re worth checking out.
What is ePojisteni and how do their services work?
ePojisteni is an online insurance‐broker and comparison service based in the Czech Republic. Their core model: you tell them your details (for example about your vehicle, your home, your travel plans, etc.), they compare offers from a wide network of insurers, and you can choose and sign up online.
Key features of how their service works:
- The service is free for you – the client doesn’t pay a fee to ePojisteni for using their comparison and brokerage.
- They partner with many of the major insurers in the Czech market.
- You enter your details, get a comparison of multiple offers, select what fits you, then you complete the contract online (or possibly with assistance if required).
- They cover a wide spectrum of insurance products (not just one niche) — this means you can handle various insurance‐needs via one portal.
In short: the service aims to make insurance simpler, faster, and more cost‐effective for everyday users.
Core Insurance Products You Can Get
Here are the main insurance types you can explore via ePojisteni:
1. Vehicle Insurance (Motor Insurance)
Mandatory vehicle liability insurance (“povinné ručení”) required by Czech law for vehicle owners.
Comprehensive motor insurance (havarijní pojištění): covers damage to your own vehicle from accident, theft, fire etc.
These are some of the most popular services, since vehicle ownership is common and liability insurance is mandatory.
2. Travel Insurance
If you’re travelling (domestically or internationally) or staying abroad, ePojisteni offers travel‐insurance products.
You’ll typically get compared offers, choose coverage (duration, region, conditions), and buy online.
3. Home & Property Insurance
For homeowners or tenants: coverage for your household, home contents, damage from fire/flood/burglary etc.
4. Health / Expatriate Health Insurance
For non‐Czech residents, students, employees abroad or in the Czech Republic: ePojisteni offers expat health cover that meets visa requirements.
This can include coma coverage, 24/7 assistance in Czech/English/Russian, validity in Schengen, etc.
5. Life, Accident & Other Specialized Insurance
Beyond the more standard types above, there are additional insurance categories: accident cover, life insurance, insurance for pets, “insurance for mistakes” (so‐called “pojištění na blbost”) etc.
Why Use ePojisteni for Your Insurance Needs?
Here are several compelling reasons:
- Speed & Convenience: Instead of contacting multiple insurers, you fill in forms once and get multiple quotes. Many reviews indicate getting results in minutes.
- Cost Savings: Because they partner with many insurers and specialise in online brokerage, you often get more competitive pricing than going direct.
- Wide Choice: More offers = more chance to find a plan that fits your needs (budget + coverage) rather than just the “one size” option.
- Free Service: As noted, you don’t pay a brokerage fee. Your contract with the insurer is direct; the broker is paid by the insurer.
- Support & Regulation: The company is registered with the Czech regulator Česká národní banka and declares ethical standards.
How to Get Started – Step by Step
If you’re ready to explore their service, here’s a general roadmap:
- Visit the website: Head to ePojisteni and pick the type of insurance you need (vehicle, home, travel, health, etc.).
- Enter your details: Provide required information (for a car: make/model/year, driver data; for health: age, length of stay; for home: property value, location).
- Compare offers: The system will show quotes from various insurers (sorted by price or by coverage) so you can compare.
- Review coverage details: Don’t just pick the lowest price — check what’s included/excluded, deductibles, limits.
- Select and sign: Choose the offer you like, fill in the remainder of the contract form, pay premium online (usually), get e‐contract or digital documents.
- After‐sale: You should receive policy documents; in case of claims you’ll deal with the insurer (but broker may assist).
Important Things to Check Before You Commit
Using a comparison broker is great, but here are some best‐practice tips:
- Coverage vs. price: A very cheap premium may mean reduced coverage or higher deductible. Don’t sacrifice key protection.
- Exclusions & conditions: Make sure you understand what’s not covered or what conditions apply.
- Claim handling and insurer reputation: Because you’re signing with the insurer, check how well they handle claims and whether they’re financially stable.
- Bonus/penalty terms: In motor insurance, for example, your premium may depend on bonus (no claims) or penalty (prior claims) status.
- When the insurance starts and ends: Especially for travel or home insurance – know the effective date and renewal/termination conditions.
- Support for foreign languages or foreigners: If you’re a non‐Czech speaker or an expat, check that assistance is available in your language (English/Russian) and that health insurance meets visa requirements.
ePojisteni offers such options.
Who Benefits Most from Their Services?
- Vehicle owners looking to get their mandatory liability insurance or upgrade to comprehensive coverage.
- People travelling or living abroad who need health insurance or travel cover that meets regulatory requirements.
- Homeowners or tenants needing quick quotes for home/contents insurance.
- Anyone wanting to compare multiple insurers quickly without contacting each one individually.
- Expatriates, foreign students or workers in Czechia who need insurance that covers them and meets legal/visa standards.
Final Take
If you’re in the Czech Republic or moving there and need insurance (motor, home, travel, health, etc.), ePojisteni is a strong contender. It gives you:
- Speed and convenience of online comparison and purchase
- Multiple insurance types in one place
- Potential for savings by comparing offers
- Free service to you as a user
As always, make sure you read the fine print, compare coverage (not just price), and choose the insurer whose service you’re comfortable with.